Protection & Insurance
Life Cover
Life is precious and uncertain. Secure the future of your family by taking out a life insurance policy against yourself and provide them with the financial support that they might need in case of an untimely death. There are many options for life insurance so we will work with you to find the ideal plan that fits your unique requirements. As with all insurances, conditions and exclusions will apply.
Critical Illness
If you get ill, your family may require financial support to pay the bills on private medical care if you are diagnosed with a critical or terminal illness. The cover can provide much needed financial support in such events as often conditions can stop you from working and earning the money to afford the mortgage and/or bills. We will work with you to discover your best option.
Income Protection
You should also consider how your mortgage and bills would be paid if you were unable to work due to illness or injury. Experiencing a long-term illness or injury can be difficult enough on its own without the added pressure of money worries. Contact us to discuss the best income protection policies.
Family Protection
Family protection is all about having a financial safety net in place so that the family can remain financially secure should the unthinkable happen. Family protection can cover life insurance, critical illness cover and income protection. Family protection can be set up to pay a lump sum or a regular income on death or diagnosis of an illness of a family member. Contact us to discuss the best family protection policies.
Building and Contents Insurance
If you have a mortgage, your lender will insist that the mortgage property has adequate buildings insurance in place. At the same time, it is sensible to consider that you have contents cover.
We can include options such as: accidental damage, legal protection, new for old, and away from home cover as part of your insurance plan. As with all insurances, conditions and exclusions will apply.
This is just a selection of the Protection solutions that Alan Ryan Financial Services can provide around the Oldham, Tameside and Greater Manchester area. Please get in touch if you would like to discuss your options.